CURRENT RULESouth DakotaRepair / customer rights✓ Human reviewed

Are any of your South Dakota repair offers improperly waiving an insurance deductible?

South Dakota law prohibits a motor vehicle repair contractor from advertising, promising, offering, paying, or rebating all or part of an applicable insurance deductible. A contract between the contractor and the customer is null and void if the contractor violates the statute.

Quick check

Remove any ad, coupon, credit, promise, or payment that covers all or part of the customer's insurance deductible.

At a glance

JurisdictionSouth Dakota

TopicRepair / customer rights

VerifiedOct 5, 2026

Review cadenceOngoing; review when marketing offers change or South Dakota consumer-protection law changes.

When this applies

Your South Dakota garage, repair shop, or body shop performs insurance-paid motor vehicle repairs.

Do not advertise or offer to waive, pay, credit, or rebate a customer's insurance deductible as an inducement for motor vehicle repair work. Review marketing, estimates, coupons, and sales scripts for deductible-waiver language.

Official evidence

Source and verification

Official source: South Dakota Legislature — SDCL §37-24-50.1 ↗
Verified: Oct 5, 2026
Applies to: General mechanical, Collision / body, Mixed services, Dealership fixed ops

Quick-reference compliance planning only; not legal advice or an exhaustive statement of every applicable Federal, state, or local rule. Always verify the official source.

Are any of your South Dakota repair offers improperly waiving an insurance deductible?

Your South Dakota garage, repair shop, or body shop performs insurance-paid motor vehicle repairs.

Source and verification

Related South Dakota changes