EFFECTIVE South DakotaJul 1, 2025High priority✓ Human reviewed

South Dakota prohibited repair shops from rebating insurance deductibles

South Dakota Senate Bill 93 enacted SDCL §37-24-50.1. Effective July 1, 2025 under the state's default effective-date rule for regular-session acts, garages, repair shops and body shops may not advertise, promise, offer, pay or rebate all or part of a customer's applicable insurance deductible. A contract tied to a prohibited offer or payment is null and void.

What to check

South Dakota repair and collision businesses should not advertise deductible waivers, coupons, credits or rebates and should not pay or reimburse any part of a customer's insurance deductible.

At a glance

LifecycleEffective

PriorityHigh priority

EffectiveJul 1, 2025

VerifiedSep 30, 2026

Official evidence

Source and verification

Official source: South Dakota Legislature — SB 93 (2025) / SDCL §37-24-50.1 ↗
Verified: Sep 30, 2026
Applies to: General mechanical, Collision / body, Mixed services, Dealership fixed ops

Informational only; not legal advice. We summarize the regulatory update and link directly to the official source so you can verify it.

South Dakota prohibited repair shops from rebating insurance deductibles

Source and verification

Related regulatory updates